Planning your next chapter
A conversation about hopes, practicalities and support, before anything needs deciding.
Talk it through
- What matters most in the next year
- Who can help, and how
- What can wait
Money
- Map regular income and expenses
- Estimate one-off costs before buying
- Check Parental Leave Pay eligibility
Health
- A preconception check with your GP
- Folic acid before and during early pregnancy
- Make sure vaccinations are up to date
Home
- Make daily tasks easier first
- Prepare without buying everything
- Choose a short list of family priorities
Tools for this stage
Wellbeing & moneyCost of a baby plannerOne-off and ongoing costs in AUD.Wellbeing & moneyFamily checklistsTurn the mental list into small, manageable steps.Wellbeing & moneyAustralian family supportOfficial starting points for care, payments and leave.
Guides for this stage
PlanningPlanning your next family chapter togetherA conversation about hopes, practicalities and support.PlanningA family budget you can actually revisitA simple overview of regular income and expenses.PlanningChoosing your family’s next prioritiesA short list of what matters makes the next decision easier.PlanningPreparing your home without buying everythingMake daily tasks easier before adding more things.PlanningHow much does having a baby cost in Australia?One-off purchases may include a cot and child restraint. Ongoing costs can include nappies, food, transport, healthcare and childcare.